Documentation Needed for a Short Sale


  • Letter of Authorization (signed by seller)
  • Letter of facts about the property
  • Market analysis
  • Photo's (not the glamour shots)
  • Copy of all showings with dates and feedback
  • Copy of Listing Contract
  • Copy of Purchase Contract (if applicable)
  • Review letter of hardship
  • Send to Loss Mitigation Department


  • Two years tax returns with W'2s
  • Three months bank statements
  • Current monthly budget
  • All mortgages with account numbers
  • Any pending bankruptcy
  • Hardship letter (make them cry)
  • Last 30 days pay stubs (if applicable)