San Diego Real Estate blog - by Alex Aguilar

100% Commission Splits for Realtors

100% Commission Splits | We have some new commission options for real estate agents. In addition to using Axia Real Estate Group as our primary brand moving forward we have some new commission options. I’ll get right to the point and share those with you below and go in to detail below about what we will continue to offer.

If you would like more information please email me or fill out the form here so we can talk to you about joining our team.

Here are even more benefits you get working with us:

  • MLS ready, SEO friendly real estate websites with YOUR BRANDING ( is one example) These will create leads for you. Can you current broker say they provide a site that generates leads? As long as it meets Cal BRE Guidelines we will help you create your own personalized marketing.

  • 3 Commission Options (100% Commission Splits)

    #1 $3,000 Year / $150 E&O Per file
    #2 $495 / Transaction + $495 Per Year / $150 E&O Per file
    #3 Traditional 85% Split / $150 E&O Per File
  • Centrally located San Diego office-space to work in at no cost

  • We’ll help you create your own branch and brand identity (Google “Dean Aguilar Group” – one of our success stories)

  • Video marketing to showcase properties and attract new business

  • In house broker / office manager available for all your needs

  • Weekly training sessions where we focus on marketing and the technical aspects of closing contracts

Imagine taking the money paid in franchise fees and commission splits and investing that money back into your business?

MORE DETAILED INFORMATION about working with Axia Real Estate Group100% Commission Splits

Lead by Alex Aguilar, Axia Real Estate Group is a San Diego real estate company founded in 2007. Ever since Alex obtained his California real estate license in 2002, Alex has been active in managing the office and has played a central role in growing Axia Real Estate Group to its current market position.

Alex’s father Carlos Aguilar, while not looking after the day to day running of the company, maintains an active presence in the office. Licensed in 1976, Carlos is one of most experienced Realtors in San Diego, having accumulated several decades’ worth of knowledge and experience of the local real estate market.

Carlos remains a tremendous asset to the company and all of the agents still rely on his guidance and advice.

Our goal for Axia Real Estate Group is to aggressively expand our operations in and around San Diego, and we are looking for quality people to help us achieve that. We have a unique recruitment process that emphasizes hiring agents with a positive attitude and willingness to learn. We believe maintaining good office chemistry is essential to our success, and go out of our way to create a congenial, supportive and fun work environment. All of our agents and office staff at Axia Real Estate Group actually enjoy coming to work!

What We Offer

Quality leads – Many brokerages claim to offer leads but we really do provide solid leads to our agents. We do a tremendous amount of marketing and create a lot of internet leads. These are distributed to agents who choose to take leads and can be an excellent way to quickly jump start your business. Leads are paid at a lower split but compared to other brokerages it is a very fair and competitive commission split.

Building your business – Whether you’re an experienced agent or a newcomer to the business, Alex will work with you on a daily / weekly basis. This is his primary responsibility. When you join Axia you will work with Alex to start building an effective business plan tailor-made for you. We understand that every agent is different and what works for one agent may not work for another. After the initial business plan meeting you will have a good list of ideas and tasks to start working on. Alex will be integral in helping you implement these ideas. He could talk or meet with you daily or weekly – the decision is yours. It is expected that newer agents will take part in daily meetings while more experienced agents may choose to meet weekly. Ultimately the decision is yours.

Free agent website – Yes we know that just about every brokerage offers a website, but there is a big difference in what we offer. Our main company website,, gets 15,000-20,000 unique visitors every month. We will provide you a copy of this website on the domain of your choosing – your domain, our website. We will discuss how to choose the right domain, how to run your site and how to maintain an effective web presence in greater detail during our weekly/daily meetings. You will have a copy of the website that will allow you to add / delete pages, edit text, write daily blog updates and have clients use to search the MLS.

This is an SEO (search engine optimization) friendly website, meaning you will have good visibility in all the major search engines (Google, Bing, Yahoo, etc.). We will show you exactly what you need to do to start building your own organic SEO traffic.

While it is ultimately your responsibility to maintain your site, we can guarantee that no other brokerage will be willing to give you a custom-made SEO friendly website that has the ability to generate traffic / business at no additional cost. We also understand some agents may not want to do a lot of this work. We can provide the option of using one of our assistants in the office to do much of the leg work and handle the technical aspects of running the site.

Complete office facilities – we have all the tools you need to succeed. Our main office is conveniently located in Mission Valley and offers workstations, computers, 2 conference rooms, high speed internet, wi-fi, fax, scanner, printer, copier and onsite technical support. All of these tools are available to you at no cost.

Flexible working hours – come and go as you please! We have no set working hours. We do not require floor time and WE DO NOT micromanage our agents. We will push you if you want to be pushed but that is up to you. Some agents like to be left alone and some will want to be held accountable. This will be taken into consideration at our initial meeting when you join our team.

Personal branding – want to use your own name to market yourself? Many brokerages won’t allow you as they want you to only market their brand and image. We are flexible, as long as you register your own DBA and maintain all compliance requirements you are free to create a personal brand.

Office meetings – We don’t hold meetings for the sake of repeating the same old topic every week. We realize our agents’ time is valuable and only hold office meetings when we feel like they will directly benefit them.

Work from home – Would you rather work from the comfort of your home-office? You are free to do so when working for Team Aguilar. Drop in to use the office-facilities whenever you feel like it! We always encourage agents to be in the office. It certainly helps and create great energy so stop by whenever you want and enjoy a Keurig cup of coffee or tea!

Training / networking sessions – we believe that you never stop learning, and we will do everything needed for our Realtors to become even more productive and successful at closing deals. We typically hold a weekly networking / training session and encourage your attendance. In addition, we provide mentoring for new agents, provide you access to many online training courses and classroom marketing / education sessions.

No experience? No problem – As mentioned above, we will work with new agents. The key is having the right attitude and a willingness to learn. As long as you bring a positive attitude and willingness to learn we will consider training and mentoring you. We have trained many new agents who have gone on to become extremely successful Realtors.

We really believe that we are as competitive if not more competitive than any other brokerage. We are independently owned, which allows us to be more flexible and quickly adjust to changing market trends. Thanks to our access and use of technology, we are able to create a large internet presence that rivals all of the large brokerages.

Our recommendation for all agents is to get out there and talk to multiple offices to make sure you get a good vibe from the office you are thinking of attending. Contact us if you would like to talk, after our initial conversation we will invite you to several of our training sessions or meetings so you can get a better idea of what are office is like. Also feel free to contact any of our agents and ask them how they like working with Axia.

Conclusion – The bottom line is that your success will depend on how much time and effort you are willing to put in to building your business. We provide the guidance, tools, training and support for all of our agents to succeed in this business – the rest is up to YOU.

Contact us to learn more about Axia Real Estate Group and our 100% Commission Splits

Real Estate Investment Opportunities – What Should You Buy And What Makes The Most Sense?

We are experiencing a strong real-estate market right now with many great investment opportunities out there – but you have be proactive and seek them out. To get a leg up on the competition you must think outside the box and be willing to do what other property investors are not.

One such example is buying the ugliest home on the block and improving it. Not only can you find such homes at bargain prices, you can greatly improve their resale value with minimal investment on your part. Another option is buying a 2 bedroom / 1 bath home and then adding 700 square feet and an extra bedroom and bathroom. Turning a 2 bed / 1 bath home into a 3 bed / 2 bath means you are creating equity on your property instead of just sitting back and hoping the price goes up – something every investor should strongly consider.

In a hot real estate market there is no shortage of investors looking to make a quick buck, but few are willing to go the extra mile and add additional square footage to an existing property to significantly increase its resale value.

We are happy to show you real-world examples of this and work with you to find these types of opportunities. Below are two such examples from recent projects. As always please keep us in mind for all of your real estate needs and don’t hesitate to contact us if you need help or have a question.


The Loan That Killed the American Dream | Stated Income Loan

Here’s a question I am asked on a regular basis: When is the housing market going to crash (again)?

Let’s answer that by talking about the STATED INCOME LOAN – This loan destroyed the economy 10 years ago. It single-handedly killed the American dream for an entire generation – many of whom are still struggling with the fallout to this day. It began as an attractive loan product for self-employed people to qualify for a mortgage and immediately exploded in popularity because it created billions in short-term profits for investors, homeowners, lenders, loan officers and, most importantly, the Wall Street financiers whose firms bankrolled the whole thing. Wall Street was so happy with the stated income loan that they started to tweak and manipulate the loan product so they could offer it to a larger audience of potential borrowers.

The American Dream San Diego

The stated income loan went from being a niche product for self-employed borrowers to something that was being made available to everyone. Because it was now easier than ever to qualify for a stated income loan, lenders went into overdrive pushing it on unsuspecting borrowers – “Don’t worry about the paperwork, let’s just wrap this loan up today, get it funded and you will have your equity by next Wednesday!” Millions of people were using this loan to purchase real estate on the assumption home values would continue to increase. Getting a stated income loan was an easy and convenient method for homeowners to cash out, pay off debt, buy a boat, remodel their home. It was the cash register for anyone needing a few extra dollars in their pocket.

Note: Roland E. Arnall created Ameriquest Mortgage, the company reputed to have created stated income loans. Read about his history, involvement in politics and connection with the Bush administration. I know many of you hate government oversight but when you have people in powerful positions making decisions based on personal profit, you have to: (1) Question their sincerity and (2) ask how such a blatant conflict-of-interest was allowed to take place at the highest levels of politics.

So why am I going on about a loan product that hardly exists today? Because I am hearing more and more people talk about the bubble bursting soon on the current housing market. I am also hearing rumblings about the stated income loan coming back.

According to data available we are just about back to where home values were 10 years ago. We have had a steady increase in home values for the last 7 years. What is the difference between today and 10 years ago? The stated income loan does not exist like it once did. There is a stated income loan but it is only available for people that are self-employed and it usually requires 30% down payment or equity.

With no stated income loan available for homeowners over the last 8 years, we have a market full of owners that have used real income to qualify and purchase their home. There’s a HUGE difference in the fundamentals of this market compared to 10 years ago. You can’t compare this market to the previous market. Yes, we will see the market cool off because the income earned by individuals can only qualify to purchase so much property. We may also see regions of this country affected by layoffs or local issues in the economy. What we do not expect to see is the entire country’s real estate sector wiped out like we did before. The foundation that this housing market is standing on is so much more stable compared to 10 years ago.

In order to continue the cycle of increased home sales and rising home prices you need more homeowners to use the equity they have accumulated over the last 8 years to purchase larger homes with higher down payments – and we aren’t seeing those move-up buyers like we did 10 years ago. Why? Because the lack of availability of the stated income loan makes it harder to qualify for a new loan. Another reason could be that the housing crash from 10 years ago is still fresh in many homeowners’ minds and they’re more conservative when it comes to blowing their savings on a newer, larger home – an extra bedroom or larger backyard may not be worth the risk.

Five Ugly Celebrity Homes

Social media and reality TV have shown us a glimpse of the inner lives of the rich and famous – champagne wishes, caviar dreams and all that. We’ve become intimately familiar with celebrities and business elites whose palatial estates cost tens of millions of dollars and require a small army of workers to maintain. The hefty monthly expenditures on on upkeep and taxes alone is enough to make anyone blush.

When you come right down to it, the one percent are just like you and me. They put their pants on one leg at a time, go through the same daily frustrations and challenges in life, and some also have hideous taste in architecture – just like regular people!

Here are five ugly, gaudy or just plain weird celebrity homes:


1. Spaceship House – Naomi Campbell / Vladislav Doronin


Built by billionaire Russian property tycoon Vladislav Doronin for his then-fiancée, supermodel Naomi Campbell, this futuristic residence looks like something straight out of Star Trek. Designed by renowned architect Zaha Hadid, this angular glass and concrete monstrosity took years to build and can be found in the resort town of Barvikha just outside Moscow.


2. Airport Mansion – John Travolta


When he’s not busy acting, John Travolta is something of an airplane geek in his spare time. An accomplished private pilot with extensive flight experience and a commercial pilot’s license, Travolta owns a fleet of five aircraft including a Boeing 707 commercial jet airliner – all of which he pilots himself.

North of Ocala, Florida lies the little settlement of Jumbolair. Officially titled Jumbolair Aviation Estates, the community bills itself as the “…gold standard for residential aviation communities.” Essentially this is a luxury residential community with its own private airport facilities, including a 1.4 mile runway that leads directly to your front door. Travolta’s 6,400 square foot mansion with attached airplane hangar is located here.


3. Wacky Desert Wonderland – Penn Jillette


Magician Penn Jillette fell in love with this little bit of Las Vegas real estate back in the 1990’s. The property initially featured a single two story building with an A-frame design. Over the years Penn started buying up land around the building expanding his property from a few thousand square feet to a 10 acre compound. He then proceeded to fill his ten acres with a cornucopia of weird and colorful structures that ended up resembling a toddler’s attempt at building a Lego house.

As of 2015, citing pressure from the family, Penn has moved out of his colorful desert wonderland, and is actively seeking buyers.


4. Versailles, Florida – David Siegel


A monument to gaudiness and out of-control-spending, the Versailles is a 90,000 square foot mansion under construction in Windermere, Florida modeled after the Palace of Versailles in France. Commissioned by billionaire David Siegel, construction started in 2004 and stalled in 2006 with 60% of the work done. The house languished for years in its incomplete state during the Great Recession, but construction restarted in 2013 and the property is due to be fully completed by 2016. The Versailles features 14 bedrooms, 11 kitchens, 32 bathrooms, an indoor roller rink and a 2 story movie theater. It is expected to be appraised at $100 million.

The home has been featured in multiple news stories and TV exposés, and was the subject of award winning documentary 2012 The Queen of Versailles which chronicled the Siegel family’s attempts at building the mansion. The Siegels went on to sue the producers of the documentary but lost the case.


5. Gas Station Mansion, Long Island NY


Ok, so it’s not a celeb property, but we just had to include this 6 bed / 5.5 bath / 8,700 square foot Long Island property. Constructed in the 1994’s and consistently ranked as the ugliest mansion in America by Forbes, this ugly domicile has always been something of a local landmark in Lake Success, Long Island. Nicknamed ‘gas-station mansion’ for obvious reasons.


San Diego 4th of July 2016 Fireworks and Celebrations Schedule

Celebrate our nation’s independence in America’s Finest City! Wherever you are in San Diego, something is happening on the 4th. Be safe, have fun and have yourselves a wonderful fourth of July!


San Diego

Annual Big Bay Boom July 4 Fireworks Show

Location: Multiple Locations along San Diego Bay
Time/Price: 9:00 PM – FREE

The big one! The Big Bay Boom is the focal point of 4th of July festivities in San Diego. Fireworks will be launched from four barges on Diego Bay and can be seen from Shelter Island to Coronado Landing and everywhere in between.


Sea to Shining Sea 4th of July Fireworks

Location: SeaWorld San Diego
Time/Price: Fireworks start at 9:30 PM – Fireworks seating starts at $15

SeaWorld is celebrating the 4th of July with a special extended presentation of the “Sea to Shining Sea 4th of July Fireworks Spectacular.”


Ocean Beach 4th of July Fireworks

Location: Ocean Beach Pier at the end of Newport Ave.
Time/Price: 9:00 PM – FREE

Bundle up by the beach with your loved one and get ready for a magnificent fireworks display launched from Ocean Beach Pier.


Historic Old Town 4th of July

Location: Old Town State Historic Park

Time/Price: 10:00 AM to 4:00 PM – FREE

Enjoy an old-fashioned Fourth of July with this unique event where where Old Town San Diego State Historic Park park staff and volunteers recreate how early San Diego residents would have celebrated their Independence Day. Activities include living history presentations, music, dance, demonstrations, games, period clothing and more. (No Fireworks)





Coronado Independence Day Celebration 2016

Location: Various Locations on Coronado

Time/Price: 10:00 AM to 9:00 PM – FREE

4th of July celebrations in Coronado kick off with the Crown City Classic 12km fun-run starting at 7:00am at Tidelands Park followed by Art in the Park at Spreckels Park at 8:00-9:00am and the annual Rough Water swim at 9:00am

The Coronado Annual Independence Day Parade starts at Orange Ave in 10:00am followed with more events at Spreckels park in the afternoon, including a concert that starts at 4:00pm. Finally the festivities end with a bang with Fireworks over Glorietta Bay at 9:00pm.




North Coastal

San Diego County Fair 4th of July Celebration

Location: Del Mar Fairgrounds – 2260 Jimmy Durante Boulevard, Del Mar, CA 92014

Time/Price: Starts at 9:30 AM, Fireworks at 9:00 PM – Tickets $19 for adults, $9 for seniors and under-12’s

The San Diego County Fair celebrates the nation’s birthday with a jampacked day of fun for the whole family topped off by the traditional fireworks display 9:00PM. Activities include contests, pro-wrestling matches, the Hometown Heroes Parade, guest speakers, comedy shows and more!


Fourth of July Lights Over The Cove

Location: Ellen Browning Scripps Park, 1180 Coast Boulevard, La Jolla, CA 92037

Time: Fireworks begin at 9:00 PM – FREE

Celebrate 4th of July with friends and family at La Jolla Cove! Come to beautiful Ellen Browning Scripps Park and find a spot to watch the fireworks show amid the best sunset views in San Diego.


Red, White and BOOM!

Location: LEGOLAND California – One Legoland Drive, Carlsbad, CA 92008

Time/Price: All day event, fireworks at 8:30 PM – Day Pass tickets start at $87

Independence Day fun at Legoland California. Activities for kids include water balloon toss, sack races and LEGO blocks building as well as live musical performances. 8:30 p.m. fireworks set to patriotic music. Activities included with admission to the park.


Rancho Santa Fe’s Annual 4th of July Parade & Picnic

Location: 16948 Avenida de Acacias, Rancho Santa Fe, CA 92091

Time/Price: 1:00 to 3:00 PM – FREE

Rancho Santa Fe kicks off its Annual 4th of July Parade & Picnic event with with live music, food and fun. Attractions include: parade floats, clowns, face painting, fire trucks and vintage cars, picnic and a concert. (No Fireworks)


City of Oceanside Fireworks Show

Location: North of the El Corazon Senior Center, located at 3302 Senior Center Drive.

Date: July 3, 2016

Time/Price: Fireworks start at 9:00pm – FREE

Oceanside Independence Day festivities start a day early with music, food trucks and a fireworks show from 6:00pm – 9:00pm on the 3rd of July. More events as planned for 4th of July such as the Yankee Doodle Dinghy Parade at the Oceanside Yacht Club.




North Inland

Independence Day Festival & Fireworks

Location: California Center for the Arts, Escondido – 340 N. Escondido Blvd., Escondido, CA 92025

Time/Price: Starts at 4:00pm, Fireworks at 9:00pm – FREE

Free community event with live music. food vendors, and children’s activities and games. Festivities conclude with a special performance by Camp Pendleton’s 1st Marine Division Band and a stunning fireworks display!


Grand Tradition July 4th

Location: Grand Tradition – 220 Grand Tradition Way, Fallbrook, CA 92028

Time/Price: Starts at 4:00pm, Fireworks at 9:00pm – Admission is $35 at gate; $25 in advance; free for kids 10 and under. Garden theatre seating and dinner extra.

A 4th of July experience like no other. Enjoy a gourmet dinner buffet, dessert and theatre seats for the concert and fireworks.


Mira Mesa Fourth of July Celebration

Location: Mira Mesa Community Park, Mira Mesa Boulevard and New Salem Street, Mira Mesa

Time/Price: Fireworks at 9:00pm – FREE

The annual Mira Mesa 4th of July Parade and Family Fun Day in the Park is back for its 42nd year. Festivities being at 8:00am with a Pancake Breakfast at the Mira Mesa Senior Center followed by the Family Fun Day in the Park opens at 11:00 AM with food vendors and entertainment. The annual 4th of July Parade steps off at 11:30 AM from the corner of Mira Mesa Blvd and Greenford Drive, traveling down Mira Mesa Blvd to Camino Ruiz. Family Fun Day continues until 9:00 PM, and the Park provides a front row seat for the Fireworks Extravaganza.


An Old Fashioned Fourth of July and Fireworks

Location: Poway High School Stadium – 15500 Espola Road, Poway, CA 92064

Time/Price: 7:00pm to 10:00pm, fireworks at 9pm – Suggested $5 donation entrance fee, free for kids under 11

Bring your family and friends to Old Poway Park and celebrate our country’s independence “turn-of-the-20th-century-style”. This event will feature patriotic entertainment, gun fighting re-enactments, free crafts, and old-fashioned games. Tasty treats and train rides will be available for a nominal fee.


Rancho Bernardo’s The Spirit of the Fourth

Location: Webb Park – Avena Pl And Bernardo Center Dr, Rancho Bernardo, CA 92128

Time/Price: 7:00am to 9:30pm, fireworks at 9:00pm – FREE

Event begins at 9 a.m. with Wheels of Freedom Classic Motor Show at Webb Park, Avena Place and Bernardo Center Drive. A ceremony commemorating those who have served the country in the Armed Services is 10:45 a.m. at the Veterans Memorial Site. Festivities include patriotic pet parade and contest, magic show, games, including rubber ducky race and food vendors. Independence Day Parade begins at 3:30 p.m. Entertainment at Bernardo Heights Middle School athletic field, 12990 Lucido, kicks off at 6:30 p.m. followed by a fireworks show, “Sky Concert” at 9 p.m.


San Marcos 4th of July Celebration

Location: Bradley Park – 465 S Rancho Santa Fe Rd, San Marcos, CA 92078

Time/Price: 6:00pm to 9:00pm. Fireworks at 9pm – FREE

Festivities kick off 6 p.m. July 4 at Bradley Park, 1587 Linda Vista Drive. Free entertainment features Beta Maxx, a 1980’s show band, bouncy castles and children’s activities along with food concessions.


Scripps Ranch 4th of July Parade

Location: Scripps Ranch Hoyt Park – 10800 Canyon Lake Dr, San Diego, CA 92131

Time/Price: 10:00am to 1:00pm – FREE

As a spectator you can cheer on everyone who is in the parade. But, why not dress up as well and join in the fun? (No Fireworks)


Vista Independence Day Celebration

Location: Moonlight Amphitheatre – 1200 Vale Terrace Drive, Vista, CA 92084

Time/Price: 5:00pm to 9:00pm, fireworks at 9:00pm – Admission $5 per adult, free for children, free for active and retired military and their families

Celebrate the 4th of July in Vista at the Moonlight Amphitheatre with live music, an honorary ceremony, family fun and fireworks!


Welk Resorts Independence Day Spectacular

Location: 8860 Lawrence Welk Dr, Escondido, CA 92026

Time/Price: 4:00pm to 9:00pm – Free but registration required

Fun for the whole family this 4th of July at the Welk Resorts 2nd Annual Independence Day Spectacular. Activities include: pie throwing, carriage rides, hot dog eating contests, thrilling rides, BBQ, a fire show, Dixieland band. (No Fireworks)




East County

El Cajon 4th of July Picnic and Fireworks

Location: Kennedy Park – 1675 East Madison Avenue, El Cajon, CA 92019

Time/Price: 1:00pm to 9:30pm, fireworks at 9:00pm – FREE

The City July 4th event starts at 1:00 p.m. with food, games, prizes, kiddie train rides and more! Live musical entertainment begins at 3:00 p.m. and fireworks at 9:00 p.m. Kennedy Park is located at 1675 E. Madison Avenue. Arrive early for parking to find the best spot for your picnic and to view the fireworks!


Julian 4th of July Parade

Location: Main Street, Julian, CA 92036

Time/Price: 10:00am to 4:00pm – FREE

Julian presents a homegrown event that celebrates the town’s gold rush era history, the dedication of veterans and active duty military who serve our country, and local residents who cherish the special qualities of the little town tucked into the Cuyamaca Mountains east of San Diego. (no fireworks)


Santee Salutes

Location: Town Center Community Park East – 550 Park Center Drive, Santee, CA 92071

Time/Price: 2:30pm to 9:30pm, fireworks at 9:00pm – FREE

Rock out with live music, a patriotic ceremony, kid’s fun zone and a spectacular fireworks display at Santee Salutes!


Ramona Rotary Community Fireworks and Family Picnic

Location: 1521 Hanson Lane, Ramona, CA 92065

Time/Price: 5:30pm to 10:00pm – FREE

It’s an unforgettable experience when the skies over Ramona explode with color during the annual Ramona Rotary Community Fireworks and Family Picnic on July 4. Old Glory proudly waves, as residents take time to celebrate the Independence Day holiday. The event will feature food vendors, DJ music, and games and activities for children, welcoming several thousand residents who will enjoy relaxing with family, friends and neighbors.




South Bay

Chula Vista 4th Fest

Location: 2800 Olympic Parkway, Chula Vista, CA 91915

Time/Price: Fireworks start at 9:00pm – FREE

Fourth of July fireworks are back in Chula Vista! Free July 4th fireworks at the U.S. Olympic Training Center, set to a custom soundtrack.


National City’s 4th of July Carnival

Location: Kimball Park – D Ave & E 12th St, National City, CA 91950

Dates/Price: June 30 – July 4, 2016 – FREE

The National City Host Lions Club invite you to celebrate the 4th of July with a weekend long carnival complete with rides, games, food, fun and fireworks on the 4th of July at 9:00pm!


Independence Day Fireworks in Imperial Beach

Location: Imperial Beach Pier – 10 Evergreen Ave, Imperial Beach, CA 91932

Time/Price: Fireworks at 9:00pm – FREE

The City of Imperial Beach will be hosting a fireworks show off the Imperial Beach Pier choreographed to KYXY 96.5 along with eight other shows across San Diego County.

Down Payment Relief For First Time San Diego Home Buyers

Home Ownership Assistance ProgramSpringboard CDFI is a nonprofit company that helps first-time home buyers in San Diego realize their dream of owning a home. Among their many services is a down payment assistance program which offers substantial loans to qualifying home buyers. Currently they offer up to $30,000 down-payment loans anywhere in California, $76,000 for first time buyers in Chula Vista and $70,000 in National City.

These plans are run in conjunction with local city and county authorities as an incentive to encourage new residents to move in and contribute to the city’s economic growth. National City funds the program with money from the Home Investment Partnerships Program, administered by the U.S Department of Housing and Urban Development. Chula Vista relies a combination of HUD funds and grants from the California Department of Housing and Community Development to fund their down payment assistance program.

Qualifying requirements are steep, the program is open only to first-time home buyers who qualify for a mortgage. The homes must be bought within the city limits of the participating municipalities and the applicant’s annual household income must not exceed 80 percent of the area median income.

The down-payment loan does not need to be paid back for 30 years and has a 3 percent simple interest rate that does not compound. If the owner sells or rents the house however, the 30 year grace period disappears.

The program has proved to be successful so far with default rates less than 1 percent since the housing market recovered from the Great Recession.

If you are a prospective homebuyer put off by high down payments, there are similar programs out there for people just like you. Contact Carlos or myself and see how we can help put you on the path of home ownership.

Source: Springboard CDFI, UT San Diego

Opportunities for San Diego in a Possible Chargers Exit

Rafael Perez San Diego Union Tribune article.

Our own Rafael Perez has an article in the San Diego Union Tribune where he discusses possible opportunities amid all the doom and gloom of the Charges leaving the city. I can’t describe it any better than Rafael already has, so please click the link below to read this article.

We have a team of agents, just like Rafael, who are all passionate and knowledgeable about living and working San Diego. Contact us and take advantage of our expertise.

Real Estate 101 with Team Aguilar: Episode 2 – Dual Agency is Bad News

In our continuing series of weekly vlogs, we tackle the tricky issue of dual agency. It’s no secret I’m no fan of dual agency; I’ve been fairly vocal about this topic.

In this video I discuss the various ethical issues that routinely crop up with dual agency and how it can cost sellers money.